Art. 11th. The Cashier shall be empowered to call special meetings of the Directors, whenever he shall deem it necessary; separate and aside from the annual and semi-annual meetings.

Art. 12th. Two thirds of the Directors shall form a quorum to act at the semi-annual meetings, and any number of the seven, the committee of the Directors, with the President & Cashier, or either of them, may form a quorum to transact business at the weekly meetings; and in case none of the seven are present at the weekly meetings, the President and Cashier must transact the business.

Art. 13th. The Directors shall have power to enact such by-laws as they may deem necessary, from time to time, providing they do not infringe upon these Articles of Agreement.

Art. 14th. All notes given by said , shall be signed by the President and Cashier thereof, and we the individual members of said firm, hereby hold ourselves bound for the redemption of all such notes.

Art 15th. The notes given for the benefit of said society, shall be given to the Cashier, in the following form: “Ninety days after date, we jointly and severally promise to pay A. B. or order dollars and cents, value received.”

A record of which shall be made in the books at the time, of the amount, and by whom given, and when due—and deposited with the files and papers of said society.

Art. 16th Any article in this agreement may be altered at any time, annulled, added unto or expunged, by the vote of two-thirds of the members of said society; except the fourteenth article, that shall remain unaltered during the existence of said company. For the true and faithful fulfilment of the above covenant and agreement, we individually bind ourselves to each other under the penal sum of one hundred thousand dollars. In witness whereof we have hereunto set our hands and seals the day and date first written above.